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Anonymous
I went to FNB because of their loan rates for a construction loan. I have been back and forth with them for about 6 weeks now. Every time I think that we are getting close, they need something else. I am told that I must "be patient". I was scheduled for a closing date and then it was postponed because the underwriter didn't have enough information. I have provided everything that was requested of me. Its almost like we are declined walking in, and we have to prove ourselves worthy. I am even putting almost 24% down on this loan! I promise that I will never go to this bank for any of our future financial needs. I understand that since the housing market crash that the rules have changed, but I feel like I'm being treated like a criminal through this entire process. NEVER AGAIN!!!
3 years, 29 weeks and 6 daysAnonymous
Sher
2 years, 47 weeks and 2 days
Same for me, and the loan amount I asked for was much smaller. I only need a thousand bucks and my credit score was plenty high enough. They kept asking for more, more, more time and information until the point where I gave up and called to say nevermind. They can't even process the little ones. At most banks 20 years ago it was a 15 minute visit and you got a yes or no on the spot, not after 12 days of waiting.